How Much Is STD Testing at Urgent Care Without Insurance
July 31, 2025
Getting tested for STDs is a smart, proactive step toward protecting your health—but if you don’t have insurance, cost becomes a major concern. One of the most common questions we hear is: “How much does STD testing cost at urgent care without insurance?”
Urgent care clinics are often seen as a convenient first stop, but they’re not always the most budget-friendly or private choice—especially for uninsured patients. Fees can quickly add up with provider consultations, lab testing, and follow-up visits, making what seems simple far more expensive than expected.
At Advanced STD Testing & Treatment Clinic in Shenandoah, we specialize in affordable, same-day STD testing with complete confidentiality. Our pricing is transparent, and our services are designed to deliver faster results with no hidden costs or surprise bills.
In this post, we’ll break down the typical out-of-pocket costs for STD testing at urgent care centers—and show you how choosing a dedicated clinic like ours can save you time, money, and stress while prioritizing your health.
Average Cost of STD Testing at Urgent Care Without Insurance
Without insurance, the cost of STD testing at an urgent care facility can be significant—often higher than many patients expect.
Typical Cost Breakdown
Let’s take a closer look at what’s typically included in an uninsured urgent care visit:
- Consultation Fee: $75–$150
- Individual STD Test: $50–$150 per test
- Comprehensive STD Panel (multiple tests): $200–$400
- Lab Processing Fees: $30–$100
These fees are often billed separately, and you may not be given a clear estimate until after your visit. The total cost may range from $250 to over $500, especially if multiple tests are ordered or if follow-up visits are needed.
Additionally, urgent care providers may recommend broader testing as a precaution, even when patients have only one or two concerns, which increases the cost.

Factors That Influence the Cost
Understanding what drives these costs helps you evaluate your options more effectively.
1. Type of STD Test
Different STDs require different types of tests, and costs vary:
- Chlamydia & Gonorrhea: Often tested together via urine or swab; usually among the most affordable.
- HIV (Rapid or Lab): May range from $50–$120.
- Syphilis: Requires a blood test; some labs charge more due to special handling.
- Herpes (HSV-1/HSV-2): Requires antibody blood testing; can cost more and isn’t always conclusive in early stages.
- Hepatitis B & C: Usually ordered when additional liver-related concerns exist; can add $75–$150.
Urgent care clinics might not itemize these prices clearly, which can leave you unsure of what you’re actually paying for.
2. Number of Tests Ordered
Most patients don’t know which STD they may have been exposed to, so providers often recommend a full STD panel, which includes:
- HIV
- Chlamydia
- Gonorrhea
- Syphilis
- Herpes (sometimes)
- Hepatitis B and C
This bundled approach adds up quickly—especially when you’re billed per test.
3. Location and Clinic Pricing Structure
In metropolitan areas like Houston, urgent care centers often have higher base rates due to higher operational costs. You may also encounter a facility fee, especially if the urgent care center is affiliated with a hospital system.
By contrast, specialized clinics that focus exclusively on sexual health—like Advanced STD Testing & Treatment Clinic—can offer more predictable pricing.
4. Lab vs. In-House Testing
Urgent care clinics may send specimens to third-party labs for analysis, which:
- Increases cost
- Delays results
- Can complicate billing (you may receive a separate lab bill)
If the testing is done in-house, it may be faster, but that convenience often comes at a premium.
Comparing Urgent Care vs. Advanced STD Testing & Treatment Clinic
If you’re uninsured, the biggest difference between urgent care and our clinic is transparency, privacy, and price.
Urgent Care:
- Not specialized in STD testing
- General practitioners may not focus on sexual health concerns
- Unexpected costs from lab bills or follow-up consults
- Less discretion during intake or follow-up
Advanced STD Testing & Treatment Clinic:
- Specialized team trained in STD care
- Transparent, upfront pricing without surprises
- Private appointments and confidential results
- Fast, same-day testing available for walk-ins or scheduled visits
Choosing a dedicated clinic helps reduce both cost and anxiety while speeding up treatment if needed.
Cost Transparency at Advanced STD Testing & Treatment Clinic
Our Houston-based clinic is committed to clear communication and affordability. We regularly work with uninsured patients who want fast answers and personalized care without breaking the bank.
Sample Cost Overview (No Insurance):
Service | Cost Range |
Initial Visit & Consultation | $50–$75 |
Individual STD Test (HIV, etc.) | $60–$90 |
Full STD Panel (6–8 tests) | $220–$300 |
Medication & Treatment (if needed) | $30–$70 |
Follow-Up Visit (if required) | Low Cost Testing |
We also work directly with labs to reduce costs and shorten result times. Most patients receive their results within 24–48 hours.
Why Some Urgent Care Visits End Up Costing More
Many patients are surprised when they get their urgent care bill. This is often because:
- You’re charged a base visit fee just for walking in
- Tests are billed individually, not as a package
- Labs may bill separately, weeks later
- If treatment is needed, there’s another consultation charge
There may also be additional charges for follow-up visits or prescriptions, which aren’t always discussed upfront. This can leave uninsured patients financially strained after a single appointment.
Payment Options for Uninsured Patients
We understand that STD testing is often an unexpected expense. At Advanced STD Testing & Treatment Clinic, we provide flexible options for patients without insurance.
1. Self-Pay Pricing
We offer discounted cash rates for those paying out of pocket. Prices are simplified and presented before testing begins.
2. Payment Arrangements
Need time to pay? Just let our staff know. We may be able to set up short-term installment plans for larger test panels or treatment.
3. Use of HSA/FSA Funds
If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can often use these funds to pay for your visit and testing—even without full insurance.

Alternatives to Urgent Care STD Testing
Urgent care isn’t the only option—and in many cases, it’s not the best one.
1. STD-Specific Clinics (Like Ours)
Clinics that focus on sexual health provide:
- Faster testing
- Focused expertise
- Better patient confidentiality
- Lower pricing for uninsured care
Advanced STD Testing & Treatment Clinic is designed to remove the extra layers you find at general health facilities.
2. Community Health Clinics
Some offer low-cost testing on a sliding scale. However:
- Appointments may be limited
- Wait times can be long
- Testing panels may be limited in scope
3. At-Home STD Test Kits
These offer convenience, but:
- Results take time
- You still need treatment after a positive result
- Pricing can be equal to or higher than clinic visits
At-home kits also don’t offer the opportunity to ask questions or get same-day treatment if needed.
When to Get Tested
STD testing isn’t just for people with symptoms. You should consider getting tested if:
- You’ve had unprotected sex with a new partner
- You or your partner have multiple partners
- You’re experiencing symptoms such as burning, pain, discharge, or sores
- You’re entering a new relationship and want to screen together
At our clinic, we help patients understand their risks and decide which tests make the most sense for their situation—without pressure or judgment.
Affordable STD Testing in Shenandoah at Advanced STD Testing & Treatment Clinic
Worried about the cost of STD testing without insurance? At Advanced STD Testing & Treatment Clinic in Shenandoah, we believe that protecting your sexual health shouldn’t come with a hefty price tag. That’s why we offer affordable, confidential, and reliable STD testing—so you can get the care you need without breaking the bank. While many urgent care centers charge high fees and offer limited testing, our clinic is focused solely on sexual health. We provide a full range of STD tests at prices designed with uninsured and budget-conscious patients in mind.
Why Choose Advanced STD Testing & Treatment Clinic?
- 💵 Budget-Friendly Options – We offer clear, upfront pricing with no surprise charges.
- 🧪 Same-Day Testing Available – Walk in and get tested quickly, with many results in 24–72 hours.
- 🔒 100% Confidential – Your privacy is our top priority from check-in to results.
- ✅ Comprehensive Testing Panels – We screen for chlamydia, gonorrhea, HIV, syphilis, herpes, and more.
- 👩⚕️ Expert, Compassionate Care – Our specialized team provides respectful and non-judgmental support.
Get the answers you need—without the stress of high medical bills.
Visit Advanced STD Testing & Treatment Clinic in Shenandoah for cheap, high-quality STD testing that fits your schedule, your budget, and your peace of mind.
Your health matters. And here, it’s affordable too.
Advanced STD Testing & Treatment Clinic Serving the Shenandoah Community and Beyond in Houston
Advanced STD Testing & Treatment Clinic is dedicated to serving the diverse needs of the local community of Houston, including individuals residing in neighborhoods like Shenandoah. With its convenient location near landmarks such as The Harris School and major intersections like Tarnef Dr. & Rookin St. (coordinates:29.71220739127624, -95.4989871870121), we offer Cheap STD testing Houston services.
Get Cheap STD testing Houston at Shenandoah Now
Navigate from Shenandoah to Advanced STD Testing & Treatment Clinic Now
Final Thoughts:
Getting tested for an STD is a responsible and empowering choice—but it shouldn’t come with financial stress. While urgent care clinics are an option, they often fall short when it comes to transparent pricing, specialized care, and overall value.At Advanced STD Testing & Treatment Clinic in Shenandoah, we offer a smarter alternative—especially for those without insurance. With affordable rates, same-day availability, and discreet, expert care, we make STD testing accessible, straightforward, and stress-free.
Your health is too important to delay. Get tested with confidence—and without the high cost.
Frequently Asked Questions (FAQs)
1. How much does urgent care charge for STD testing without insurance?
Urgent care clinics typically charge between $100 and $400 or more for STD testing if you don’t have insurance. The total cost depends on how many tests are done, the type of STD panel selected, and whether lab fees or consultation charges are added separately.
2. Why is STD testing more expensive at urgent care compared to specialty clinics?
Urgent care centers often include general consultation fees, lab processing costs, and additional service charges, even if you’re just getting tested. In contrast, Advanced STD Testing & Treatment Clinic focuses solely on sexual health, offering transparent, affordable pricing without unnecessary extras.
3. What types of STD tests are usually included in a full panel at a clinic?
A typical full STD panel may include tests for HIV, chlamydia, gonorrhea, syphilis, herpes (HSV-1 & HSV-2), and hepatitis B/C. These are often recommended when a patient has symptoms or isn’t sure what they may have been exposed to. At our clinic, full panels are offered at a lower bundled rate for uninsured patients.
4. Are there hidden fees when getting tested for STDs at urgent care?
Yes, there can be. Patients are sometimes charged separate fees for lab work, follow-up consultations, or treatment prescriptions, and may even receive separate bills from third-party labs. At Advanced STD Testing & Treatment Clinic, all fees are discussed up front so there are no surprises.
5. Can I get same-day STD testing without insurance at Advanced STD Testing & Treatment Clinic?
Yes. We offer same-day STD testing for walk-ins or scheduled appointments. No insurance is needed, and self-pay options are available. Most results are ready within 24–48 hours, and we ensure complete privacy and discretion throughout the process.